Life insurance is designed so that if an individual pays premiums throughout a course of years, in the event he or she passes away unexpectedly, then his or her family and loved ones receive some financial security and support. However, when these benefits are wrongfully denied, litigation may be necessary to resolve the dispute.
Representing Clients in Rhode Island, Massachusetts and Nationwide
The insurance litigation attorneys of Chisholm Chisholm & Kilpatrick LTD are skilled and dedicated litigators with a record of excellent results for their clients and their families in times of need. The firm has the resources and ability to represent clients in many aspects of life insurance litigation including both ERISA and non-ERISA (private) insurance disputes.
With offices in both Providence, Rhode Island, and Washington, D.C., and an active practice in Massachusetts, the firm is capable of handling many matters nationwide.
Please contact us to discuss your life insurance litigation matter.
ERISA Life Insurance
Similar to disability policies, if life insurance is employer-provided and therefore governed by ERISA, an individual must first file an appeal directly to the insurance company. Our firm handles these appeals on a national basis. If the appeal is denied, we will file a lawsuit on your behalf, normally in federal court.
We place a lot of attention and focus on the appeals process. This is due to the fact that we understand how important it is to any given case because:
- It greatly increases chances that the insurance company will reverse their denial and grant benefits; and
- If the case ultimately goes to court, the court will look heavily upon evidence submitted to the insurance company during the administrative appeals process. So it is to our advantage to submit as much relevant information as possible for the record.
Private or Non-ERISA Life Insurance
If a life insurance policy is private or non-ERISA, it is considered to be a contract just like a private disability policy and the insurer can be sued and held liable for improperly withholding death benefits. Consequential and punitive damages also apply.
Contact Us for Experienced ERISA Appeals Trial Attorneys, Boston, Massachusetts
For more information about our life insurance litigation services, call our trial lawyers at 800-544-9144 / 800-250-7286 or complete the contact form on this website.
